Thursday, December 12, 2019 / by Nick Arndorfer
Does the 'Aches and Pains Forecast' have you wanting to scream and cry and soak in a hot tub for hours? Maybe it's just us.
The barometric pressure has been brutal lately and it's making our muscles yearn for relief! And if your household has fallen victim to cold and flu season, you know the right kind of medicine, a hot bath or shower, and a cozy bed is about the most comfort you'll get. Oh, and maybe some chicken noodle soup.
We're sharing an easy DIY recipe for a soothing bath soak to help you open up your stuffy nose, clear your head, and relax your muscles! (It also makes a great gift or stocking stuffer.)
Soothing Vapor Bath Soak
2 cup Epson salt
1 cup baking soda
1 tablespoon coconut oil
15 drops eucalyptus essential oil
15 drops lavender essential oil
8 drops tea tree essential oil
Optional: soap colorant
Combine all ingredients in a large bowl until thoroughly mixed.
If you decide to color your ...
Tuesday, December 10, 2019 / by Nick Arndorfer
Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them:
Refinance: If you already own a home, you may want to decide if you’re going to refinance. It’s one way to lock in a lower monthly payment and save substantially over time, but it also means paying upfront closing costs too. You have to answer the question "Should I refinance my home?"
Move-up or Downsize: Another option is to consider moving into a new home, putting the equity you’ve likely gained in your current house toward a down payment on a new one that better meets your needs – something that’s truly a perfect fit for your family.
Become a First-Time Homebuyer: There are many financial and non-financial benefits to owning a home, and the most important thing is to first decide when the ...
Monday, November 25, 2019 / by Nick Arndorfer
Around this time each year, many homeowners decide to wait until after the holidays to list their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons listing your house now or keeping it on the market this winter may be the best choice you can make.
Here are seven great reasons not to wait:
Relocation buyers are out there now. Many companies are still hiring throughout the holidays, and they need their new employees to start as soon as possible.
Purchasers who are looking for homes during the holidays are serious buyers and are ready to buy now.
You can restrict the showings on your home to days and times that are most convenient for you. You will remain in control.
Homes show better when decorated for the holidays.
There is minimal competition for you as a seller right now. Over the past few months we’ve seen the supply of homes for sale decreasing year-over-year, as shown in ...
Wednesday, November 20, 2019 / by Nick Arndorfer
Still trying to figure out what to make for that upcoming Thanksgiving feast? PRG agent Kelley Snyder found a unique yet simple pumpkin flavored recipe and she couldn't keep it to herself! One could go as far as saying this dessert is "the bomb diggity". Okay, maybe that was too far. Either way, here it is!
Pumpkin Pie Bombs
1 cup pumpkin puree
3 ounces cream cheese, softened
1 large egg
2/3 cup granulated sugar, divided
3 teaspoons pumpkin pie spice, divided
1 teaspoons pure vanilla extract
Pinch kosher salt
3 (8 ounce) tubes refrigerated crescent rolls
2 tablespoons melted butter
1/3 cup powdered sugar
1 tablespoon milk
Preheat oven to 375. Line a large baking sheet with parchment paper.
In a large bowl using a hand mixer, mix pumpkin, cream cheese, egg, 1/3 cup sugar, 2 teaspoons pumpkin pie spice, and vanilla. Mix until smooth and season with a punch of salt.
Unroll one tube ...
Monday, November 18, 2019 / by Nick Arndorfer
In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it's still a huge part of their American Dream. The piece, however, also reveals,
“Saving for a down payment is one of the biggest obstacles faced by first-time home buyers. Dispelling the 20 percent down payment myth could open the path to homeownership for many more.”
Myth #1: “I Need a 20% Down Payment”
Buyers often overestimate how much they need to qualify for a home loan. According to the same article:
“Americans still overestimate the qualifications needed to get a mortgage, resulting in qualified potential buyers not even considering homeownership. Indeed, the Urban Institute report revealed that 16 percent of consumers believed that the minimum down payment required by lenders is 20 percent or more, and another 40 percent didn’t know at all.”